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The worst financial decisions are uninformed ones. Gather the facts you need about your loan, mortgage, credit card, or credit score, all in one place.

Just the facts on personal finance

Mortgages

It’s never too early to plan for your mortgage. Start educating yourself now with these free mortgage-centric blog posts and articles.

Credit Cards

Use these resources to explore the credit landscape and choose the card that’s right for you.

Credit Scores

Learn how to build your credit, find your score, and build it consistently over time.

Explore These Topics

Click the links below to find out more about mortgages, credit cards, and credit scores
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Credit Card Thieves Target Online to Dodge Dealing with Security Chips

 Credit Card Thieves Target Online to Dodge Dealing with Security Chips 640 480 elitecreditinfo

Most credit card companies and retailers have made accommodations to handle the credit card chips. However, hackers and credit card thieves are becoming more creative with the way they steal…

Credit Card Mistakes to Avoid

 Credit Card Mistakes to Avoid 640 458 elitecreditinfo

Having a credit card holds a certain amount of responsibility, especially since it can have a huge effect on your credit score. Here are some mistakes that you should avoid…

Top Store Credit Cards

 Top Store Credit Cards 640 480 elitecreditinfo

Depending on your shopping habits, a store credit card might be the best idea for you as far as credit cards go. Not only are they helpful to have when…

Stagnating Credit Score? Here’s Why.

 Stagnating Credit Score? Here’s Why. 640 360 elitecreditinfo

Even if you’re doing everything in your power to improve your credit score, you might find that it doesn’t appear to be getting any better. There are many reasons why…

What’s A 640 Credit Score? 300 168 elitecreditinfo
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What’s A 640 Credit Score?

A 640 credit score is considered fair. Many lenders will still give you credit,  however you won’t have the best rates. With a 640, you can still get a house and car loan. You can certainly get credit cards as well. However, you won’t be able to get many of the perks people with 700…

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