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Mortgages

It’s never too early to plan for your mortgage. Start educating yourself now with these free mortgage-centric blog posts and articles.

Credit Cards

Use these resources to explore the credit landscape and choose the card that’s right for you.

Credit Scores

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Explore These Topics

Click the links below to find out more about mortgages, credit cards, and credit scores
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Credit Card Thieves Target Online to Dodge Dealing with Security Chips

 Credit Card Thieves Target Online to Dodge Dealing with Security Chips 640 480 elitecreditinfo

Most credit card companies and retailers have made accommodations to handle the credit card chips. However, hackers and credit card thieves are becoming more creative with the way they steal…

Credit Card Mistakes to Avoid

 Credit Card Mistakes to Avoid 640 458 elitecreditinfo

Having a credit card holds a certain amount of responsibility, especially since it can have a huge effect on your credit score. Here are some mistakes that you should avoid…

Top Store Credit Cards

 Top Store Credit Cards 640 480 elitecreditinfo

Depending on your shopping habits, a store credit card might be the best idea for you as far as credit cards go. Not only are they helpful to have when…

Stagnating Credit Score? Here’s Why.

 Stagnating Credit Score? Here’s Why. 640 360 elitecreditinfo

Even if you’re doing everything in your power to improve your credit score, you might find that it doesn’t appear to be getting any better. There are many reasons why…

Mortgages and Credit Scores 676 390 elitecreditinfo
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Mortgages and Credit Scores

Having a credit score that qualifies as “good” can make all the difference on your future, especially when it comes to taking out a mortgage. People who have credit qualified as “excellent” can have 1.5 percentage points lower on their mortgage rate compared to someone with worse credit. Knowing your credit score is helpful in…

Students Struggle with Getting Credit Cards 640 224 elitecreditinfo
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Students Struggle with Getting Credit Cards

College is a great time for many students to start building their credit, however it’s often hard for students to be approved for cards. Student credit cards are practically a myth these days, especially as laws regarding credit cards continue to change. They definitely exist, however, rules have made it so that a person cannot…

Business Credit Card Mistakes to Avoid 641 401 elitecreditinfo
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Business Credit Card Mistakes to Avoid

Having a credit card for your business can be stressful because running a company costs quite a bit, and there can be unexpected charges. Here are a few mistakes to try and avoid. Don’t have a high monthly balance. Don’t put long-term debt on your card. Find a business credit card that fits your business.…

Know The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval 1000 625 elitecreditinfo
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Know The Difference Between Mortgage Pre-qualification and Mortgage Pre-approval

If you’re shopping for a home, chances are you’ve heard of the importance of both mortgage loan pre-qualification and mortgage loan pre-approval. Unfortunately, many consumers don’t realize that these words are not interchangeable – they are actually two separate processes! Learn more about the distinctions between the two through the link below. Image via Flickr/Steven…

Five Items You Need For Mortgage Preapproval 1600 896 elitecreditinfo
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Five Items You Need For Mortgage Preapproval

If you’re serious about buying a home, you need to be prepared for an in-depth mortgage application process. While it can be a stressful time for potential buyers, proper preparation helps. Read on to learn the five things you need before you apply for a mortgage. Image via Flickr/david imerr Continue to original source.

What Does It Mean If You Have An ‘Underwater’ Mortgage? 600 429 elitecreditinfo
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What Does It Mean If You Have An ‘Underwater’ Mortgage?

If the amount you owe on your home is greater than the value of your home on the real estate market, you are plagued by an “underwater” mortgage. Though this is certainly an undesirable scenario, it is not rare. In order to avoid foreclosure or other financial detriment, you’ll want to seek help. Read on…

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