Privacy Policy

Last updated on August 24, 2026.

Introduction

Through our Website and email, Elite Credit Info and our affiliated entities deliver content to our users. Our core business extends to marketing and data services, where we leverage collected information to facilitate advertiser reach across multiple channels including digital, mobile applications, email, telemarketing, and additional advertising platforms. Our service offerings encompass consumer data collection, third-party data sharing, data sales, and cross-context behavioral advertising solutions.

This privacy policy covers the personal information we obtain from you and that you submit during your visits to Elite Credit Info. It also describes how we collect, use, retain, and disclose this information. To understand more about how our website operates, please consult our terms of service.

Please carefully review this policy to fully understand how we treat your personal information. Should you find our policies and practices unacceptable, we ask that you not use our website or subscribe to our email list. Accessing, using, or otherwise interacting with this website or our services constitutes your agreement to this privacy policy.

What This Policy Covers And Third-Party Links:

This Privacy Policy only governs the collection, processing and storing of personal information supplied to this website; it does not govern the collection, processing or storing of personal information by any third party. This Privacy Policy does not govern and is not applicable to any third party or any website that may be linked from Elite Credit Info, or from our newsletters. We encourage you to review the privacy policies of any websites you access through links from Elite Credit Info.

Ways We Gather Your Personal Information:

When you interact with this website, we collect information you provide directly, including your name, email address, phone number, mailing address, and any information you choose to submit on an inquiry form. We may supplement this information with data received from affiliates and marketing or advertising partners, as well as other third-party data providers. In some cases, this includes data from entities that have obtained your personal information from their own services. We also automatically collect information through cookies and other tracking technologies to conduct analytics and support advertising. See below for more information.

The Data We Collect:

“Personal information” includes any data handled by the Company in the course of its business that identifies or can reasonably be associated, directly or indirectly, with a specific individual or household, regardless of how the data is stored or transmitted.

When you subscribe to the Elite Credit Info, we request certain personal details, including your name, date of birth, street address, e-mail address, and phone number. We also automatically collect information using cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device identifiers, timestamps, browsing behavior, and click-through data. Information relevant to advertising may also be obtained from data brokers or publicly available databases, including demographic information, interests, location history, or purchase activity. We limit our collection to data relevant to marketing campaigns. See “Your Privacy Rights” below for more information.

As required by California law, we disclose that during the past twelve (12) months we have collected the following categories of personal information: identifiers; personal information categories described in the California Customer Records Statute (Cal. Civ. Code § 1798.80(e)); protected classification characteristics under California or federal law; internet or other similar network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences drawn from other personal information. The information collected may be sold or shared with third parties and our affiliated companies for marketing and advertising purposes. To opt out of the sale or sharing of your personal information visit here or call 833-572-1548 at any time.

Treatment of Sensitive Information

We do not directly collect Sensitive Personal Information, including information related to race or ethnicity, religious beliefs, precise geolocation, LGBTQ+ status, health conditions, financial account details, or citizenship status. However, we may indirectly collect information through automated technologies such as cookies regarding your interactions with web pages, which could suggest interest in sensitive topics or affiliation with certain groups. For instance, visiting pages focused on a particular ethnicity or health-related topic may imply interest in those subjects. We do not draw such inferences ourselves, but our affiliated companies or other third parties with whom we share information may do so. Where state or local laws restrict the collection of Sensitive Personal Information without consent, our affiliates will refrain from making such inferences. We do not collect or use personal information relating to individuals under the age of 18.

How We Use The Information We Collect

The personal information we collect is used to send you your requested newsletters and to provide content or marketing messages through email or by other channels. We also share personal information with our partners who may send you marketing messages as well (opt-out here). Our use of data might be considered cross context behavioral advertising.

Who We Share Personal Information With

We may sell or share personal information with our clients and with our affiliated companies for marketing purposes, including cross context behavioral advertising. We also enable access to personal information by contracted service providers, for advertising, web hosting, fraud detection, marketing, analytics, data security, or other related services. When we share personal information, we put contracts in place to ensure appropriate data security measures and compliance with applicable laws. We also share personal information when we are required to do so by law (for example, if we receive a warrant, subpoena, or court order), or to protect the health, safety, or rights of any person.

Personal information may be shared to comply with legal or regulatory obligations, including disclosures to law enforcement agencies, courts, regulators, government entities, or other third parties, to respond to legal requests, protect rights or safety, or enforce our terms of service and related agreements. We may also disclose personal information in connection with business transitions, such as mergers, restructurings, asset sales, dissolutions, or bankruptcy proceedings, where personal information is included among the transferred assets.

We may share personal information with third parties for purposes to which you have consented, as disclosed at the time you provided the information or as described in this privacy policy.

Personalized Advertising, Data Sharing, and Analytics

We share personal information obtained through this website with other companies (“third parties”) who show you online advertisements on this or other sites, and also use personal information for analytics and reporting purposes concerning those advertisements. These companies use cookies, pixels, and similar technologies to collect information about the web pages you visit and the advertisements you view or click, and may combine this with personal information from other sources (including data brokers) and share it with other third parties for the same purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources and used to deliver advertising from us or from other companies through email, on apps, websites, social media sites, or by other channels. We also use personal information to analyze how you interact with this site and its advertisements so we can continue to improve your experience.

Cookies, Pixels and Similar Technologies

At this site, we use cookies and similar technologies to: (1) operate our site, (2) perform analytics and tracking to improve the user experience, (3) display personalized content and advertisements, and (4) monitor engagement with ads and other communications. Cookies are unique IDs that our server sends to your browser that allow your browser to be recognized when you visit certain websites. You can limit some or all cookies in your browser settings and you can also delete the cookies on your browser at any time. If you use a browser-based “do not track” setting, this may cause an “opt-out cookie” to be set on your browser, which blocks additional data collection.

Our Website uses several types of tracking technologies to automatically collect information. These technologies include cookies, which are small files saved to your computer’s hard drive. While you may choose to disable cookies through your browser, certain areas of the Website may not function properly as a result. If cookie settings are not adjusted, cookies will be placed during Website visits.

We may also use Flash cookies to store information about your preferences and interactions with the Website. Flash cookies operate independently from browser cookie controls, and instructions for managing them can be found on Adobe’s website.

We also use web beacons, pixel tags, and similar technologies embedded in our Website, emails, and affiliated platforms to track user engagement, verify system performance, and compile usage analytics.

Do Not Track Signals and Global Privacy Control

We recognize and process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid requests to opt out of the sale and sharing of your personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of your personal information associated with that browser or device, without requiring account creation or additional verification. We do not and do not want to track every site you view on the Internet. As noted above, you can block or delete certain cookies at any time using the cookies settings in your browser. If you opt out or use a browser-based “do not track” setting, including the GPC this will cause an opt-out cookie to be set on your browser to block certain cookies from further data collection. If you later delete this opt-out cookie or alter your GPC browser settings, automated data collection may re-start.

Your Privacy Rights:

You may exercise your privacy rights here, or by calling 833-572-1548. You may exercise the following privacy rights: (1) you have the right to know how we collect and use personal information, which is the purpose of this Privacy Policy, (2) you have the right to opt out of allowing us to sell or share your personal information with third parties, (3) you have the right to request a copy of the personal information we have collected about you, (4) you have the right to request that we delete the personal information we have collected about you, and (5) you may, under local laws where you live, make other requests relating to your personal information. Due to technical limitations, we may not be able to process all requests, and we recommend that you request to delete your data if this is the case. If you still have questions or concerns after going through this process, please get in touch with us at the email address provided below. You may also have the right to complain to state or federal governmental authorities if we are not able to reach a resolution.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

To process a personal information request, we must be able to confirm that the requester is the individual concerned or an authorized representative. This requires providing enough information to verify identity and clearly explain the request. Account creation is not required, and information submitted in connection with a request will only be used to verify identity or complete the request. Once we receive a verifiable request, we will respond within 45 days. If additional time is needed to fulfill your request, we will inform you in writing before the initial 45-day period ends, along with the reason and the expected completion date, not to exceed 45 additional days.

Where permitted by law, we may deny certain requests; however, you may appeal such decisions or contact us with any privacy-related concerns using the information below. You may also have the right, depending on your location, to contact a relevant privacy authority. We do not discriminate against individuals for exercising their privacy or data protection rights.

Children’s Privacy

Our website is only for use by people who are 18 or older. We do not knowingly accept personal information from anyone under the age of 18, and we will remove any such personal information if we become aware that it is present in our systems.

Personal Information Security

We protect the personal information in our care using commercially reasonable technical, organizational, and physical security measures. Our program includes policies, procedures, and training for staff and contractors who have access to personal information, as well as automated internal and external monitoring. We also audit our practices regularly and track and respond to emerging threats.

Retention of Personal Information

Personal information collected through this website is retained for as long as necessary to carry out the purposes described in this policy, comply with our legal obligations, and support our business operations. We review and purge data that is no longer needed on a periodic basis.

Changes To This Policy

This policy may be revised or updated at any time. Any revised version of this policy will apply from its published effective date. You should read this policy periodically to stay up to date on how we collect, use, and share personal information.

U.S.-Based Website and Data Processing

Elite Credit Info is located in the United States, and Elite Credit Info is intended for users in the United States. When you visit our website, you understand and acknowledge that your personal information will be stored and processed within the United States, subject to laws of the United States.

Contact Information for This Site

For any questions or concerns, please contact us at [email protected] or 8805 Brecksville Rd Ste 7- 209 Brecksville OH, 44141.

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